DC asset managers weigh in on what the Federal Reserve’s widely expected interest rate cut regime may portend for retirement plan investing. The Federal Reserve’s interest rate cut finally came ...

For the right client, these plans can build substantial retirement wealth quickly while offering tax advantages.

I recently attended a retirement seminar at a local community college where the instructor talked about potentially higher tax rates in retirement due to the new RMD age. I have been under the ...

Key Takeaways Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their guaranteed income, like Social Security.Morningstar's latest ...

Savers, time for your happy dance. Interest rates will stay higher for longer in 2024. The Federal Reserve held interest rates at a 23-year high this week while curtailing its estimate of rate cuts ...

Even with its foundational role in retirement planning, one critical concept often baffles participants and employers alike: the income replacement rate. This term, crucial for establishing realistic ...

Retirement planning has undergone a seismic shift over the past few years because of a single factor: higher interest rates. I’ve been taking stock of the implications of higher yields for retirement ...

Millions of investors are making a critical mistake that could leave their finances vulnerable That error? Clinging to ...

Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

When you are making plans for retirement spending, you need to take many costs into account — including taxes. If you are ...

If you are actively spending from your portfolio and that portfolio has losses, that leaves less in place in the portfolio to recover and rebound when the market eventually does. Your plan will be ...

When we talk about retirement planning, the most common focus is how much we are saving to support ourselves in retirement. Simplifying to one goal is a great way to get started, but planning for ...