Making sure you understand and abide by withdrawal rules can help you minimize the taxes you pay. The IRS will require you to take minimum distributions from some accounts once you turn 73. Within the ...

Nearly 7% of Vanguard’s IRA investors age 73 and up fail to take required annual withdrawals, triggering costly tax penalties ...

The IRS has released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth ...

There are plenty of ways to minimize your tax liability and that’s especially true when you have worked hard to sock away retirement money. Tax advisors are constantly searching for new ways to avoid ...

It indicates an expandable section or menu, or sometimes previous / next navigation options. Understanding the basic Roth IRA withdrawal rules Rules for withdrawing from a Roth IRA Roth IRA early ...

A Roth individual retirement account (IRA) can be a helpful tool for retirement planning. These tax-advantaged accounts offer ...

You probably already know that saving for retirement can be challenging. It's not just finding money you can spare. You also have to decide where to put it and what to invest it in, so it'll be worth ...

A Roth IRA's biggest appeal is the tax-free withdrawals it promises in retirement. It could save you a fortune compared to deferring taxes if you expect your income to remain roughly the same or rise ...

Depending on the type of IRA account you own, when you made your withdrawal, and whether or not your contributions were deductible, the taxable amount of an IRA withdrawal can vary significantly. Here ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

A letter writer seems to think she should be taxed on the penny she withdrew from her Roth IRA rather than on the $19,000 that penny of stock was originally worth when she first transferred it from ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...