If student loans have held you back from getting a FHA mortgage, there’s some good news: the Department of Housing and Urban Development (HUD) is relaxing the rules on how it assesses student loan ...

"Under the current rules, would it be illegal for a company to offer a mortgage program that had discounted mortgage rates for people with college degrees and even greater discounts for PhDs? I'm ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

The combined cost of mortgages, taxes and insurance now takes up a larger share of household income than it has since the early 1980s, according to an affordability index from John Burns Research & ...

A broad range of industry organizations is calling for the Federal Housing Administration to lower a particularly high bar set for mortgage applicants who have income-based student loans. The Mortgage ...

An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise don't qualify for a conventional loan. You can use an FHA loan to buy, build or renovate a home, or ...

FHA loan requirements for 2017 are contained in a 1,009-page “handbook” published by the U.S. Department of Housing and Urban Development. You would need at least a 20-ounce cup of coffee with a turbo ...

Buying a home is the American dream for many, but it can seem like a huge hurdle if you don’t have decent credit. After all, conventional lenders often require a minimum credit score of 620 to qualify ...